Medicaid is a health coverage program for individuals or families who fall into a category of need. Having Medicaid means that you do not have to sign up for a program under the Affordable Care Act provided that your coverage continues. If you need information on whether Medicaid is appropriate for your needs, contact a College Station elder law attorney. The following provides a brief overview.
Who Is Covered by Medicaid?
People who qualify for Medicaid are generally those who are low-income, or in some other way are in a situation which predisposes them to a need for state assistance. As such, you may be eligible for the program if you are:
- A family with an income below a certain level
- A pregnant woman
- Have a disability
It is not necessary to wait for an open enrollment period to sign up for Medicaid. You also will not need to wait to be covered. As soon as your application is approved you are covered.
What Does Medicaid Cover?
Medicaid is designed to provide long-term coverage to those in need. Among the things covered are:
- Medical appointments
- Emergency care
- Prescription and non-prescription medications
- Mental health
- Physical therapy and rehabilitation
How Do I Get Medicaid?
As your College Station elder law attorney will advise you, eligibility for the program is based on the federal poverty level. Your income will be compared with the current level, but the formula differs depending upon the situation. For instance, an adult must have an income no more than 12% above the poverty line; parents with an infant, on the other hand, must have an income that is no higher than 185% of the poverty line.
You can apply for the program either online, in person, or through conventional mail. Begin by gathering all supporting documents and complete the application. You will need to be able to show your current assets and income, among other things. You then simply submit the application through one of the above-mentioned means. If you apply online you will need to set up an account with the Department of Health and Human Services.