Obtaining a Credit Card during a Chapter 13 Bankruptcy

Federal bankruptcy laws have in place numerous protections against abuse. One of these is stringent accountability of the debtor and legal agent who advises the debtor. Your College Station bankruptcy attorney will strongly advise you against obtaining or using a credit card while a Chapter 13 … [Read more...]

Roll-up Financing and Bankruptcy

Roll-up financing is a strategy used to help businesses that are in Chapter 11 Bankruptcy remain viable. As a business owner it may be in your best interests to work with a Bryan bankruptcy lawyer when seeking roll-up financing and other financing methods. Financial Protection during … [Read more...]

Requesting a Modified Mortgage in a Chapter 7 Bankruptcy

The two most common types of bankruptcy for individual filers are Chapter 7 and Chapter 13. Chapter 7 is considered a total liquidation bankruptcy. If you are filing for bankruptcy, it may be in your best interests to work with a College Station bankruptcy attorney. Chapter 7 Bankruptcy In a … [Read more...]

Converting from a Chapter 13 to a Chapter 7 Bankruptcy

You may decide to opt for a Chapter 13 bankruptcy in order to protect assets. In a Chapter 7, the trustee can sell off non-exempt assets. If you wish to later bankruptcy to a Chapter 7, you should consider working with a Bryan bankruptcy lawyer. Chapter 13 Bankruptcy When you file for a Chapter 13 … [Read more...]

Defaulting on a Chapter 13 Bankruptcy

Defaulting on a Chapter 13 bankruptcy can be a very serious matter. You may have options, but it is vital that you work with your College Station bankruptcy attorneys if you find yourself in this situation. Chapter 13 Bankruptcy Chapter 13 bankruptcy is a restructuring of debt plan, and you are … [Read more...]

Filing for Divorce during a Bankruptcy

Both divorce and bankruptcy can be very complicated and difficult. Putting them together can cause some significant problems. That said, it is not impossible to go through both processes at the same time. It is important, though, that you work with a very strong Bryan bankruptcy attorney who also … [Read more...]

Can a Surviving Spouse of a Reverse Mortgage Holder Lose the Home?

Reverse mortgages are for many retired seniors a way to remain in their homes while using the equity to pay bills, take vacations, etc. Individuals who enter into reverse mortgage agreements are generally led to believe that surviving spouses are able to enjoy the same benefits, but this is not … [Read more...]

The Trouble with Credit Counseling Agencies

Financial difficulties are extremely common. Even before the Great Recession consumers by the millions experienced often very serious problems paying off bills and making ends meet. Whether this is attributable to a growing carelessness with the proliferation of credit, or to an increase in the cost … [Read more...]

Can a Student Loan Ever Be Paid off in a Bankruptcy?

Regardless of whether you are seeking to file a Chapter 7 or Chapter 13 bankruptcy, certain types of debt are not dischargeable in either case. Generally student loans are considered to be in the category of non-dischargeable debt, but there are exceptions. Your Bryan bankruptcy lawyer will review … [Read more...]